Refund checks disappear
Your financial aid hits once a semester. Most students spend it in 6 weeks — then wonder where the rest of the semester went.
6 weeks → goneZohair AI connects to your bank, understands the college money calendar, and helps you make smarter financial decisions — from your first refund check to graduation.
The problem
The financial decisions you make in college compound — for better or worse. Most students figure it out the hard way.
Your financial aid hits once a semester. Most students spend it in 6 weeks — then wonder where the rest of the semester went.
6 weeks → gone73% of students pick their first card based on the free t-shirt at the table. APR, rewards, and credit limits come as a surprise later.
73% choose wrongYour parents did their best. But dining dollars, loan accrual, and rent splits are a different world — one they didn't have a guide for either.
No guide existsHow it works
Three steps — and then Zohair AI runs in the background so you don't have to think about it.
Plaid securely links your accounts in about 30 seconds. We read your transactions — that's it. No passwords stored, no money moved without your say.
30 secondsWe map your financial aid disbursements, tuition deadlines, and semester milestones — so we know when the money lands and when the bills do.
AutomaticNot after the damage is done. Zohair AI surfaces insights before you overspend — when you still have room to course-correct without stress.
ProactiveZohair AI uses Plaid to securely connect your accounts. We read your transactions — we never store your credentials or move your money without your confirmation.
Your credentials never touch our servers. Plaid handles authentication directly — we only receive read-only transaction data.
Early access
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